:root{--blue:#003d78;--accent:#59bcf0;--ink:#102449;--muted:#526174;--line:#dce3ed}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}button,a{-webkit-tap-highlight-color:transparent}button{font:inherit;cursor:pointer}a{color:inherit;text-decoration:none}button:focus-visible,a:focus-visible{outline:3px solid #65c5fc;outline-offset:5px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}.skip{position:absolute;top:-80px;background:white;padding:15px;z-index:10}.skip:focus{top:0}.header{position:relative;max-width:1440px;min-height:108px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:28px;padding:20px 4.3% 15px}.header-motto{position:absolute;top:5px;right:4.3%;font-size:11px;margin:0;color:var(--blue)}.brand{width:235px;flex-shrink:0}.brand img{width:100%;height:auto;display:block}nav{display:flex;gap:28px;align-items:center;padding-top:10px}nav>a:not(.button),nav>button{font-size:11px;font-weight:700;text-transform:uppercase;background:none;border:0;padding:12px 0;white-space:nowrap}nav [aria-current]{color:#007ed5;border-bottom:2px solid #00a6f2!important}.button{display:inline-flex;align-items:center;justify-content:center;gap:15px;min-height:52px;padding:16px 22px;border:1px solid transparent;font-size:12px;text-transform:uppercase;font-weight:700;border-radius:5px;transition:background .18s}.primary{background:#007bc0;color:white;border-color:#2898d7}.primary:hover{background:#0065a1}.secondary{border:1.5px solid #fff;background:#00172665;color:#fff}.secondary:hover{background:#123652}.small{min-height:42px;padding:12px 22px;background:var(--blue);border-color:var(--blue)}.menu-toggle{display:none}.hero{position:relative;isolation:isolate;max-width:1600px;margin:auto;min-height:552px;color:#fff;background:#062438 url("assets/hero-oficina-reconstruido.png");background-size:cover;background-position:center}.hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(0,19,33,.89),rgba(0,19,33,.56) 44%,rgba(0,19,33,.05) 75%)}.hero-copy{padding:57px 4.3% 62px;width:65%;max-width:770px}.eyebrow{font-size:11px;line-height:1.6;letter-spacing:1.8px;font-weight:500;display:flex;gap:10px;align-items:center;margin:0 0 12px}h1{font-size:clamp(47px,4.8vw,64px);line-height:.99;letter-spacing:-1.8px;margin:0 0 18px}h1 em{font-style:normal;color:var(--accent)}.intro{font-size:18px;line-height:1.45;max-width:480px;margin:0 0 23px}.actions{display:flex;flex-wrap:wrap;gap:14px}.whatsapp{width:25px;height:25px;fill:none;stroke:#57e57b;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.signature{position:absolute;right:5%;top:34%;font-family:"Brush Script MT","Segoe Script",cursive;font-style:italic;font-size:31px;line-height:1.1;text-align:center;transform:rotate(-9deg);text-shadow:0 2px 5px #001424;margin:0}.signature:after{content:"";display:block;width:68px;height:3px;background:var(--accent);margin:13px auto 0}.principles{max-width:1440px;margin:auto;display:grid;grid-template-columns:repeat(4,1fr);padding:25px 4.3%;border-bottom:1px solid #eef0f5;gap:0}.principles article{display:flex;gap:19px;align-items:center;padding:0 23px;border-left:1px solid #c7d2e2}.principles article:first-child{padding-left:0;border:0}.principles article:last-child{padding-right:0}.principles svg{width:38px;height:40px;fill:none;stroke:var(--blue);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.principles h2,.principles p{font-size:13px;line-height:1.45;margin:0;font-weight:400}.principles h2{font-weight:600}footer{display:flex;align-items:center;gap:14px;max-width:1440px;margin:auto;padding:22px 4.3%;font-size:11px;color:var(--muted)}footer img{object-fit:contain}footer span{margin-left:auto}dialog{border:0;box-shadow:0 20px 90px #0004;max-width:440px;width:calc(100% - 40px);padding:34px;border-radius:5px}dialog::backdrop{background:#10182099}dialog h2{font-size:28px}dialog>p:not(.eyebrow){color:var(--muted);line-height:1.7}.close{position:absolute;right:14px;top:10px;border:0;background:none;font-size:28px}.close-action{margin-top:12px}@media(max-width:1150px){.brand{width:210px}nav{gap:19px}.header{gap:20px}.hero-copy{width:68%;}.principles article{padding-inline:15px;gap:12px}.principles h2,.principles p{font-size:12px}}@media(max-width:960px){.header{flex-wrap:wrap;padding:21px 6%;gap:0;min-height:96px}.header-motto{display:none}.brand{width:210px}.menu-toggle{display:flex;align-items:center;justify-content:center;width:44px;min-height:44px;background:none;border:0;font-size:27px;color:var(--ink)}nav{display:none;width:100%;padding-top:20px;align-items:stretch;gap:5px}nav.open{display:flex;flex-direction:column}nav>a:not(.button),nav>button{text-align:left;padding:13px 4px;min-height:44px}.hero-copy{width:72%;padding:48px 6%;}.intro{font-size:17px;max-width:430px}.signature{right:4%;font-size:25px;top:auto;bottom:50px}.principles{padding:24px 5%}.principles article{flex-direction:column;text-align:center;gap:12px}.principles article:first-child{padding-left:15px}.principles article:last-child{padding-right:15px}}@media(max-width:600px){.header{min-height:95px;padding:19px 7%}.brand{width:200px}.hero{min-height:640px;background-position:95% center}.hero:before{background:linear-gradient(90deg,#001827d9,#00182770),linear-gradient(0deg,#00182755,transparent 50%)}.hero-copy{width:100%;padding:30px 7% 155px}.eyebrow{font-size:10px;letter-spacing:1.4px;gap:8px;margin-bottom:10px}h1{font-size:clamp(36px,10.2vw,54px);letter-spacing:-1px;margin-bottom:15px;line-height:1}.intro{max-width:360px;font-size:16px;line-height:1.42;margin-bottom:21px}.actions{flex-direction:column;gap:10px;max-width:360px}.button{min-height:52px;font-size:12px;padding-inline:14px}.signature{font-size:27px;right:auto;left:9%;bottom:35px}.principles{grid-template-columns:repeat(2,1fr);padding:18px 7%;row-gap:18px}.principles article{padding:0 12px 14px!important;gap:10px}.principles article:nth-child(3){border-left:0}.principles article:nth-child(n+3){padding-top:18px!important;border-top:1px solid #edf0f5}.principles h2,.principles p{font-size:12px}.principles svg{width:32px;height:34px}footer{padding:20px 7%;flex-wrap:wrap}footer span{width:100%;margin:0 0 0 58px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Segunda etapa: seguros y asesoría */
section[id],article[id]{scroll-margin-top:24px}.section-wrap{max-width:1440px;margin:auto;padding:38px 4.3%}.section-kicker{font-size:12px;letter-spacing:1.5px;color:var(--blue);margin:0 0 9px;font-weight:600}.insurance h2,.contact h2{font-size:29px;line-height:1.15;letter-spacing:-.5px;margin:0 0 10px}.section-intro{font-size:16px;line-height:1.55;margin:0 0 23px;color:#354e74}.insurance-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:15px}.insurance-card{min-width:0;border-right:1px solid #eef1f5}.insurance-trigger{width:100%;height:100%;display:flex;flex-direction:column;text-align:left;padding:0;border:0;background:#fff;color:var(--ink);border-radius:4px;overflow:hidden}.insurance-trigger:hover{background:#f1f7fc}.card-photo{position:relative;display:block;width:100%;aspect-ratio:138/73;overflow:hidden;background:#e5ecf2}.card-photo img{position:absolute;width:950.72464%;height:auto;max-width:none;display:block}.card-copy{display:flex;flex-direction:column;align-items:flex-start;padding:12px 9px 16px;flex:1}.card-copy svg{width:28px;height:28px;fill:none;stroke:var(--blue);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;margin-bottom:8px}.card-title{font-size:14px;font-weight:700;line-height:1.25;min-height:36px}.card-description{font-size:14px;line-height:1.45;color:#3e5270;margin:6px 0 20px}.card-link{font-size:14px;color:var(--blue);font-weight:600;margin-top:auto}.card-link>span{margin-left:8px}.mobile-arrow{display:none}.difference{max-width:1600px;margin:auto;background:#04243b;color:white;padding:34px 4.3%;display:grid;grid-template-columns:1.1fr 1.5fr .6fr;gap:38px;align-items:center}.difference .section-kicker{color:#c2e9ff}.difference h2{font-size:29px;line-height:1.2;letter-spacing:-.4px;margin:0}.difference h2 span{color:var(--accent)}.difference-copy p{font-size:16px;line-height:1.55;margin:0 0 12px}.difference-values{list-style:none;padding:0;margin:0;font-size:13px;text-transform:uppercase;letter-spacing:.5px;line-height:2}.difference-values li:before{content:'›';color:var(--accent);margin-right:10px}.trajectory{max-width:1440px;margin:auto;padding:26px 4.3%;background:#f1f5fa;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.trajectory>div{border-left:1px solid #c7d2e2;padding-left:20px}.trajectory>div:first-child{border:0;padding:0}.trajectory strong,.trajectory span{display:block;font-size:14px;line-height:1.5}.trajectory>div:first-child strong{font-size:23px;color:var(--blue)}.trajectory span{color:#3e5270}.contact{display:flex;justify-content:space-between;gap:32px;align-items:center;border-bottom:1px solid var(--line)}.contact p:not(.section-kicker){font-size:16px;line-height:1.6;color:var(--muted)}.contact-links{display:flex;flex-direction:column;align-items:flex-start;gap:14px;font-size:15px}.close-action{border:0;background:none;padding:14px;color:var(--blue);font-size:14px;display:block;text-decoration:underline;min-height:44px}dialog{max-height:85vh;overflow:auto}nav [aria-current="location"]{color:#007ed5;border-bottom:2px solid #00a6f2!important}@media(max-width:1100px){.insurance-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.difference{grid-template-columns:1fr 1.5fr;gap:24px}.difference-values{grid-column:1/-1;display:flex;gap:30px}.card-title{min-height:0}}@media(max-width:600px){.section-wrap{padding:29px 7%}.insurance h2,.contact h2{font-size:25px}.section-intro{font-size:16px}.insurance-grid{grid-template-columns:1fr;gap:10px}.insurance-card{border:1px solid #e7edf5;box-shadow:0 2px 5px #10244908;border-radius:5px}.insurance-trigger{flex-direction:row;align-items:center;min-height:70px;padding:11px 12px;gap:10px}.card-photo{display:none}.card-copy{display:grid;grid-template-columns:31px 1fr;column-gap:12px;row-gap:3px;padding:0}.card-copy svg{grid-row:1/3;align-self:center;margin:0}.card-title{font-size:14px;min-height:0}.card-description{font-size:13px;margin:0;grid-column:2}.card-link{display:none}.mobile-arrow{display:block;color:var(--blue);font-size:26px}.difference{display:block;padding:30px 7%}.difference h2{font-size:27px;margin-bottom:22px}.difference-copy p{font-size:16px}.difference-values{display:block;margin-top:23px;font-size:12px}.trajectory{grid-template-columns:1fr 1fr;padding:23px 7%;gap:20px}.trajectory>div{padding:0;border:0}.trajectory strong,.trajectory span{font-size:13px}.trajectory>div:first-child strong{font-size:20px}.contact{display:block}.contact-links{margin-top:22px}.contact-links .button{width:100%}}
/* Páginas de seguros y atención */
.detail-hero{background:#04243b;color:#fff}.detail-hero .section-wrap{padding-top:34px;padding-bottom:48px}.back-link{display:inline-block;font-size:14px;margin-bottom:33px;color:#c5e7fc}.detail-hero .section-kicker{color:#77c8f5}.detail-hero h1{max-width:900px;font-size:clamp(34px,4.4vw,58px);line-height:1.08;margin:15px 0 23px}.detail-hero p:not(.section-kicker){font-size:18px;line-height:1.6;max-width:760px;margin-bottom:25px}.detail-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:65px;padding-top:48px;padding-bottom:48px}.detail-grid h2,.detail-after h2{font-size:27px;line-height:1.2;margin:0 0 19px}.detail-grid p,.detail-after p{font-size:16px;line-height:1.7;color:#3e5270}.review-list{padding:0;list-style:none;margin:0}.review-list li{font-size:17px;line-height:1.5;padding:17px 0 17px 27px;border-bottom:1px solid #e1e8f1;position:relative}.review-list li:before{content:'✓';position:absolute;left:0;color:var(--blue)}.guidance{background:#f1f5fa;padding:30px;border-top:3px solid var(--blue)}.guidance h2{font-size:23px}.guidance a,.detail-after a{color:var(--blue);font-size:16px;text-decoration:underline;text-underline-offset:4px;line-height:1.7}.detail-after{border-top:1px solid var(--line);padding-bottom:45px}.detail-after p{max-width:850px}.insurance-trigger:focus-visible{outline-offset:3px}.detail-hero .button{text-align:center}@media(max-width:600px){.detail-grid{grid-template-columns:1fr;gap:30px;padding-top:30px;padding-bottom:30px}.detail-hero .section-wrap{padding-top:25px;padding-bottom:32px}.detail-hero h1{font-size:37px}.detail-hero p:not(.section-kicker){font-size:17px}.detail-grid h2,.detail-after h2{font-size:25px}.guidance{padding:24px}.back-link{margin-bottom:24px}}

/* Ajuste de proporciones: tipografía fluida y espacios ligados al contenido. */
.section-wrap{padding-block:clamp(1.5rem,2.6vw,2.1rem)}
.insurance h2,.contact h2,.difference h2{font-size:clamp(1.5rem,2.3vw,1.85rem);line-height:1.18;text-wrap:balance}
.card-title{min-height:0;line-height:1.3}
.card-description{margin:7px 0 14px}
.card-copy{padding-bottom:12px}
.detail-hero h1{font-size:clamp(2rem,3.7vw,3.1rem);line-height:1.1;max-width:24ch;letter-spacing:-.025em;text-wrap:balance;margin:12px 0 18px}
.detail-hero .section-wrap{padding-top:28px;padding-bottom:34px}
.detail-hero p:not(.section-kicker){font-size:1.0625rem;line-height:1.5;margin:0 0 20px;max-width:68ch}
.back-link{margin-bottom:22px}
.detail-grid{gap:clamp(1.5rem,3vw,2.5rem);padding-block:32px;align-items:start}
.detail-grid h2,.detail-after h2{font-size:clamp(1.4rem,2vw,1.65rem);line-height:1.2;margin-bottom:14px}
.detail-grid p,.detail-after p{line-height:1.55;margin:0 0 14px}
.review-list li{font-size:1rem;padding-block:13px}
.guidance{padding:24px}
.guidance p:last-child{margin-bottom:0}
.detail-after{padding-block:28px}
.difference{gap:26px;padding-block:28px}
.contact{gap:24px}
@media(max-width:600px){
 .hero{min-height:0}
 .hero-copy{padding-bottom:125px}
 .section-wrap{padding-block:25px}
 .detail-hero h1{font-size:clamp(2rem,8.2vw,2.45rem);max-width:100%}
 .detail-hero .section-wrap{padding-block:25px}
 .detail-grid{gap:24px;padding-block:25px}
 .difference{padding-block:25px}
 .difference h2{margin-bottom:18px}
 .card-description{font-size:.875rem;margin:0}
 .guidance{padding:22px}
 .contact-links{margin-top:18px}
}

/* Inicio 4.2: composición compacta sin alturas de relleno. */
.home .header{min-height:88px;padding-top:14px;padding-bottom:10px}
.home .brand{width:210px}
.home .hero{min-height:0}
.home .hero-copy{padding-top:38px;padding-bottom:38px}
.home .hero h1{font-size:clamp(2.75rem,4.4vw,3.65rem);line-height:1.02;margin-bottom:16px}
.home .intro{font-size:1.125rem;line-height:1.45;margin-bottom:20px}
.home .principles{padding-block:18px}
.home .insurance{padding-top:25px;padding-bottom:24px}
.home .insurance h2{font-size:clamp(1.6rem,2.55vw,2rem);margin-bottom:8px}
.home .section-intro{margin-bottom:17px}
.home .card-copy{padding:10px 9px 10px}
.home .card-title{font-size:.9375rem;min-height:0}
.home .card-description{font-size:.9375rem;line-height:1.4;margin:6px 0 12px}
.home .difference{padding-block:25px;gap:24px}
.home .trajectory{padding-block:18px}
.home .contact{padding-block:25px}
.home .contact p:not(.section-kicker){margin-bottom:0}
.home footer{padding-block:15px}
@media(max-width:960px){
 .home .header{min-height:80px;padding-block:14px}
 .home .hero-copy{padding-top:32px;padding-bottom:35px}
}
@media(max-width:600px){
 .home .brand{width:190px;max-width:calc(100% - 60px)}
 .home .hero h1{font-size:clamp(2.25rem,10.2vw,3.1rem)}
 .home .hero-copy{padding:27px 7% 0}
 .home .intro{font-size:1rem}
 .home .signature{position:relative;left:auto;right:auto;top:auto;bottom:auto;display:table;margin:30px 0 0 9%;padding-bottom:30px;font-size:25px}
 .home .principles{padding-block:15px;row-gap:12px}
 .home .principles article{padding-bottom:8px!important}
 .home .principles article:nth-child(n+3){padding-top:12px!important}
 .home .insurance{padding-block:23px}
 .home .insurance-grid{gap:8px}
 .home .card-copy{padding:0}
 .home .card-title{font-size:.9375rem}
 .home .card-description{font-size:.875rem;line-height:1.4;margin:0}
 .home .difference{padding-block:23px}
 .home .trajectory{gap:15px}
 .home .contact{padding-block:23px}
}

/* Versión 7: sujetos nítidos a la derecha, ambiente extendido a la izquierda. */
.product-page .detail-hero{position:relative;isolation:isolate;overflow:hidden;background:#f3f5f6;color:#102449}
.product-page .product-layout{display:flex;flex-direction:column;align-items:flex-start;justify-content:center;position:static;min-height:clamp(470px,43vw,640px);padding-top:28px;padding-bottom:36px}
.product-page .product-image{position:absolute;inset:0;z-index:-2;width:100%;height:100%;margin:0;aspect-ratio:auto;border-radius:0;overflow:hidden}
.product-page .product-image picture,.product-page .product-image img{display:block;width:100%;height:100%}
.product-page .product-image img{object-fit:cover;object-position:center center}
.product-page .detail-hero:after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(255,255,255,.88) 0%,rgba(255,255,255,.82) 32%,rgba(255,255,255,.60) 42%,rgba(255,255,255,0) 52%);pointer-events:none}
.product-page .back-link{display:inline-block;color:#003d78;margin-bottom:30px;font-weight:600}
.product-page .product-copy{width:43%;max-width:560px;min-width:0}
.product-page .detail-hero .section-kicker{color:#003d78}
.product-page .detail-hero h1{color:#102449;font-size:clamp(2rem,3vw,2.8rem);line-height:1.12;letter-spacing:-.025em;max-width:23ch;margin:12px 0 20px;text-wrap:balance}
.product-page .detail-hero p:not(.section-kicker){color:#152b46;font-size:1.0625rem;line-height:1.55;margin:0 0 22px}
.product-page .detail-hero .button{background:#003d78;border-color:#003d78;color:#fff;text-align:center}
.product-page .detail-hero .button:hover{background:#002c59}
@media(max-width:1000px) and (min-width:701px){
 .product-page .product-copy{width:45%}
 .product-page .detail-hero h1{font-size:1.85rem}
 .product-page .detail-hero p:not(.section-kicker){font-size:1rem}
 .product-page .product-layout{min-height:500px}
 .product-page .product-image img{object-fit:cover;object-position:center}
}
@media(max-width:700px){
 .product-page .detail-hero{background:#f6f7f8}
 .product-page .product-layout{display:block;padding-top:16px;padding-bottom:28px;min-height:0}
 .product-page .product-image{height:clamp(260px,67vw,390px);bottom:auto}
 .product-page .product-image img{object-fit:cover;object-position:center 38%}
 .product-page .detail-hero:after{height:clamp(260px,67vw,390px);bottom:auto;background:linear-gradient(180deg,rgba(255,255,255,.55) 0%,transparent 22%,transparent 80%,#f6f7f8 100%)}
 .product-page .back-link{margin:0;background:rgba(255,255,255,.92);padding:8px 10px;border-radius:3px;font-size:14px}
 .product-page .product-copy{width:100%;max-width:none;margin-top:calc(clamp(260px,67vw,390px) - 35px)}
 .product-page .detail-hero h1{font-size:clamp(2rem,8vw,2.4rem);max-width:none;margin-bottom:17px}
 .product-page .detail-hero p:not(.section-kicker){font-size:1rem;margin-bottom:20px}
 .product-page .detail-hero .button{width:100%}
}

.glossary-context{max-width:1100px;margin:0 auto;padding:24px 6%;line-height:1.65;font-size:15px}.glossary-context a,footer>a{text-decoration:underline;color:var(--blue)}footer{flex-wrap:wrap}

/* Acceso visible al glosario */
.glossary-promo{display:flex;align-items:center;justify-content:space-between;gap:28px;background:#eef6fc;border-block:1px solid #d2e4f2;padding-top:30px;padding-bottom:30px}.glossary-promo h2{font-size:clamp(24px,2.5vw,32px);line-height:1.2;margin:0 0 12px;max-width:680px}.glossary-promo p:not(.section-kicker){line-height:1.6;margin:0 0 14px;max-width:660px}.glossary-promo>.button{flex-shrink:0}.glossary-shortcuts{display:flex;flex-wrap:wrap;gap:12px 22px}.glossary-shortcuts a{color:var(--blue);text-decoration:underline;font-size:15px;font-weight:600}@media(min-width:961px){#navigation{gap:16px}#navigation>a:not(.button){font-size:10px}.header{gap:18px}}@media(max-width:1100px){.glossary-promo{flex-direction:column;align-items:flex-start}}@media(max-width:600px){.glossary-promo{gap:20px;padding-block:26px}.glossary-promo>.button{width:100%}}